Rare Main-Level Living Opportunity in Willow Bend! Enjoy the convenience of a true first-floor primary suite plus two additional bedrooms and a full bath, all on the main level. This thoughtfully designed home features an open-concept layout with spacious living, dining, and kitchen areas ideal for both daily living and entertaining. Upstairs, a private fourth bedroom with a full bath offers the perfect guest suite, home office, media room, or multi-generational living space. Seller is offering a rate buy-down with an acceptable full-price offer, helping reduce the buyer's monthly mortgage payment and enhance affordability. A unique opportunity to enjoy flexible living, modern comfort, and added savings in one of Suffolk's most desirable communities.